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We partner with Account Aggregators, PSPs, banks, CAs and ERP providers to help Indian SMEs get cash in faster – without changing their core systems.
We partner with Account Aggregators, PSPs, banks, CAs and ERP providers to help Indian SMEs get cash in faster – without changing their core systems.
Why partner with KOSHA?
Why partner with KOSHA?
SMEs struggle with collections, reconciliation and cash visibility, not just accounting.
Cash Agent converts your rails / products into a visible, measurable cash-flow outcome for the SME.
Together we can:
Reduce DSO,
Increase usage of your rails (UPI, cards, AA, etc),
Create stickier SME relationships.
1. Account Aggregators & Banks
1. Account Aggregators & Banks
Value to you
Value to you
Higher utilisation of AA connections and current accounts.
Stickier SME relationships tied to operational outcomes (DSO, recon).
What we do together
What we do together
Bundle Cash Agent as a “Receivables & Recon” layer on top of your AA / banking products.
Jointly target ₹20 - 400 Cr SMEs in manufacturing / distribution / trade.
Next step
Next step
Email aa-partners@usekosha.com with your organisation, contact and a line on your SME portfolio.
2. Payment Service Providers (PSPs) & Gateways
2. Payment Service Providers (PSPs) & Gateways
Value
Value
Increase adoption of your payment links / QR / UPI / cards by embedding them inside Cash Agent nudges.
Better data on which customers pay via which channel.
What we do
What we do
Use your PSP rails for payment links inside WhatsApp/email/SMS reminders.
Share anonymised insights on receivables behaviour (where permitted).
Next step
Next step
Email psp-partners@usekosha.com or ping us on LinkedIn to explore a joint pilot.
3. Practising Chartered Accountants
3. Practising Chartered Accountants
Value
Value
Give your SME clients a practical tool to clean up AR, recon and month-end stress.
Strengthen your role as advisor while we do the system heavy-lifting.
Partner model (phase 1)
Partner model (phase 1)
You shortlist 2–5 SME clients with strong AR pain.
We run Cash Agent pilots with them.
For clients who convert to paid subscriptions, we design a fair referral / revenue-share (e.g., % of subscription for a period), formalised in a CA Partner Agreement.
Next step
Next step
Email ca-network@usekosha.com with your client profile, or message us on WhatsApp to schedule a call.
4. ERP / Tally / Zoho Partners & Ecosystem
4. ERP / Tally / Zoho Partners & Ecosystem
Value
Value
Make your ERP implementations stickier by adding a clear cash-flow automation layer.
Avoid building and maintaining niche receivables automation in-house.
Next step
Next step
Email ecosystem@usekosha.com with your product / partner model and we’ll set up a call.
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