What we do (CASH CONTROL)

KOSHA Cash Control sits on top of your Tally / Zoho / ERP + bank data to automate collections, reconciliation and send you a Daily Cash / AR Brief. All without changing how you bill or bank.

Result: 

1. Reduce DSO by aiming for ≥15–20% improvement on selected flows.

2. Turn incoming payments into zero-touch reconciliation (≥50-60%) instead of manual matching.

3. Give owner + finance + CA the same daily cash picture (cash brief).

4. More hours returned to your team with the dashboard and fewer exceptions.

5. Installer motion <4 hours.

Who we help

Built for Indian B2B SMEs in the ₹20-400 Cr band

• Distributors and dealers

• Manufacturers and fabricators

• Regional retail / service chains

• Exporters and importers

If you’re on Tally / Zoho / basic ERP + Excel + WhatsApp and your team is tired of chasing payments and stitching reports at month-end, you’re in the right place.

What KOSHA Cash Control actually does 

From invoice to cash, without changing your ERP

1. Connect

• We plug into your existing tools - Tally / Zoho / ERP, bank / UPI statements (CSV or Account Aggregator), customer lists - with a light-touch 4-hour installer session.

2. Chase (collections)

• Smart reminders and payment links over WhatsApp, SMS and email, tuned to your tone and credit policy.

3. Reconcile

• Incoming payments are auto-matched to invoices wherever possible.

• Unmatched items show up as a clear exception list, not a surprise at month-end.

4. Brief

• Every morning, your owner, finance head and CA receive a Daily Cash / AR Brief:

  • what came in,

  • what’s overdue,

  • which customers need attention,

  • where cash is stuck.

Founding 30 Cash Control Pilots 

60 days. Founder-led. Only 30 SMEs. 

• Duration: 60 day pilot focused on one thing - faster, cleaner cash-in.

• Installer: <4-hour setup with your finance team.

• Scope: AR data import (90 days), reminders, reconciliation logic, Daily Cash Brief, weekly review calls.

• Targets (not legal guarantees):

1. 15-20% improvement in DSO on targeted flows.

2. 50-60% of incoming payments reconciled automatically.

3. Noticeable reduction in manual chasing and month-end chaos.

Commercials 

For the first 30 SMEs, we offer a low-risk pilot: a small commitment fee, full credit if you continue and a clear exit if you don’t see value.

• Commitment fee starting ₹25,000 + GST (banded by size).

• Setup & installer included.

• If you continue after 60 days, your pilot fee is credited against the first months of subscription.

• If you don’t see enough value despite serious participation, you can either request a partial refund or extend the pilot - details are finalised in your SOW.

Why now 

• Receivables and recon pain are not going away - customers pay slowly, banks change formats, staff turns over.

• The cost of “manage it on Excel + WhatsApp” is:

1. Cash stuck for 15–30 extra days,

2. Senior team firefighting at month-end,

3. No single truth for owner + finance + CA.

• We are only taking 30 SMEs into this founder-led sprint. After that, onboarding moves to a more standard flow and prices go up.

If your cash engine is weak, this is the cheapest time to fix it.

How the 60-day pilot runs

Day 0-7

• Cash Engine call (Diagnostic)

• Data pull (90-day AR & collections)

• Installer session (<4 hours)

Day 8-30

• Collections nudges live for selected customers

• Daily Cash / AR Brief goes to owner + finance + CA

• Weekly review call (30 mins)

Day 31-60

• Fine-tuning rules

• Deep dive on DSO & zero-touch metrics

• Month-end stress test

• Decision: continue, extend or exit

Frequently Asked Questions

1. Do you replace Tally / Zoho / my ERP?

No. Cash Control sits on top of your existing stack. We don’t change how you invoice or file GST.

2. Do you move money?

No. We read bank/UPI statements from CSV or Account Aggregator to reconcile - your banks and PSPs continue to handle payments.

3. Is my data safe?

We minimise data, encrypt in transit and at rest, log all access and aim to align with SOC 2 / ISO practices over time. See our Privacy Policy for details.

4. What if it doesn’t work?

The pilot is time-boxed. If, after serious attempts, you don’t feel the value, you can walk away as per the SOW’s performance clause.

Contact

Email: hello@usekosha.com  | founder@usekosha.com   

Privacy (brief)

We minimize data, log every cash control action and pursue SOC2/ISO paths. Full Privacy Policy, Refund Policy, Terms and conditions are linked in the footer.